When it comes to getting a car insurance policy, there are some things that are certain. You need the right cover, and you need it at the right price. However, what’s not certain is how much you’ll pay for your insurance. The cost of motor insurance in Ireland has increased dramatically over recent years, with prices rising by as much as 30% in just 12 months. This has led to many drivers being left confused about how they can get bang for their buck when it comes to finding cheap car insurance deals.
Many drivers in Ireland are shocked by how costly car insurance can be.
Many drivers in Ireland are shocked by how costly car insurance can be. The average annual cost of motor insurance for a male driver aged 25-29 is about £1,600, while for females it’s £1,200. This figure rises even further as you get older, reaching a high point of £2,500 per year when you reach retirement age (60+).
Why is this so? Well, there are several factors at play here:
- You’re more likely to make claims if you’re younger or older than average – especially if you’re in your twenties or thirties! That’s because younger people tend to drive faster and take more risks than older ones; they also spend more time out drinking alcohol before getting behind the wheel (which increases their chances of having an accident). On top of all this comes bad weather conditions such as snowstorms which can cause accidents even if someone isn’t speeding excessively fast towards another vehicle just yet!
Finding the right insurance deal isn’t always easy, but we have some tips to help.
Finding the right insurance deal isn’t always easy, but we have some tips to help.
You should always get quotes from different providers and compare them before signing up for a policy. This will show you how much each provider charges, how good their customer service is, and how good their coverage is. If two companies offer similar prices but one has better customer service or more comprehensive cover than another then this could be worth considering when making your decision.
Motor insurance comparison sites make it possible to shop around and find the right deal for you.
Motor insurance comparison sites make it possible to shop around and find the right deal for you. They allow you to compare quotes from several different providers, which can be helpful if you’re looking for something specific. You can get an idea of what each provider offers, including their prices and policies before making a decision on which one is best suited to your needs.
Before buying any kind of insurance policy from an online company, it’s important that you read through all of the small print carefully so that there are no surprises later down the line! In addition, comparing different providers will help ensure that they’re offering value for money compared with other companies in their field (and vice versa).
Drivers should be careful when buying motor insurance policies online.
Drivers should be careful when buying motor insurance policies online. While many people are happy with their purchase and find it convenient to do so, there are some important things to look out for before committing to a policy.
One of the most important things is whether or not the provider is authorised by the Central Bank of Ireland (CBI). You can check this on their website here: https://wwwcbiie/en/authority-status/authorised-financial-institutions/. Another thing you should check is if your chosen insurer has been rated by consumer watchdogs like Consumer Affairs Ireland or Money Advice Liaison Services (MALOS).
Getting quotes isn’t the only part of the process – there’s also the small print to consider.
Once you’ve got a few quotes, it’s time to consider the small print.
When it comes to your motor insurance policy, there are lots of things that can be tricky in the fine print. For example: what exactly does “third party” cover mean? What do those numbers like ’50/100/1000′ represent? Will my car be covered if I’m driving abroad or taking it out on hire purchase? If something goes wrong with my vehicle and I need repairs done, will my insurer pay for them right away or do they require me to wait until they’ve inspected the damage first?
These are all vital questions – ones that will save you time and money if answered correctly before signing up with any one insurer over another. So don’t be afraid to ask questions!
It’s important to get a few quotes before buying car insurance in Ireland, but not all providers are created equal.
Now that you know the basics of car insurance comparison in Ireland, it’s time to get down to business. You’ll want to get a few quotes from different providers so that you can compare them side-by-side and make sure that each company has all the right information about your vehicle.
In addition, don’t forget about asking about any discounts they might offer on top of their standard rates (for example: if you have been driving for less than two years). And finally, check whether or not the provider offers cover for all types of insurance–like third party liability and fire damage–that are required by law in Ireland.
Conclusion
If you’re looking for the best car insurance deal in Ireland, we hope that this guide has given you some pointers on how to navigate the process. The most important thing is to make sure that you get quotes from different providers before making a decision. You should also check out any small print carefully so that there aren’t any surprises when it comes time for renewal!
